If you’ve seen Quantum reviews and want to know more about this product from RL360°, keep reading. This brief guide will give you an insight into what you can expect if you take advantage of this attractive investment product.
What is it?
Quantum is a flexible, regular and affordable savings solution that may be perfectly suited to you if you’re keen to build your wealth for the future. Providing you with access to a wide range of high-quality funds, it could help you to save money to cover the cost of anything from children’s school fees to property improvements or luxury holidays. It could also be an effective way to supplement your income in retirement.
Who is it available to?
You should be eligible for one of these policies if you are aged 18 or over and you are not subject to any legislation that prevents you from making this sort of investment. Available on a joint or single ownership basis, it can be accessed by individuals, trustees and companies.
What are your policy options?
One of the reasons why Quantum gets positive reviews is because it provides a wide range of customisation options. For example, it can be issued on either a capital redemption or a life assurance basis. You can also choose whether to set it up as a single policy or divide it into 100 sub-policies, which can help to maximise tax efficiency.
You can further tailor Quantum by choosing from 7 different currency options, including pound sterling, euro and US dollar. You will also be able to take your pick from a wide range of funds from UK authorised and international investment schemes and, if you register for RL360°’s online service, you can switch between funds at no cost.
With Quantum, you have the freedom to amend your premiums, take premium holidays and make regular or one-off withdrawals, helping to ensure the product adapts to any changes in your circumstances.
How can you get started?
If you think Quantum may be the perfect fit for your investment requirements, you can find out more about it by reading through the relevant product literature. You should also speak to a financial adviser, who will be able to help you tailor the product to match your preferences and your attitude to risk. Skipping this step isn’t an option as RL360° only accepts business introduced through these specialists. You can then complete the Application Form and send it to your financial adviser, who will pass the details onto RL360°. Your application should also be accompanied by your Personal Illustration.
Established in 2008, Royal London 360° changed its name to RL360° following a management-led buyout in November 2013.