Most of the offline services and tasks are being routed through the internet these days. A similar approach is made to the auto insurance company. With the help of ‘websites’ or ‘webpages,’ it is now possible to compare the auto insurance quotes or different companies, without visiting the offices of each company.
However, there is still a big question mark on the working and accuracy of these websites. Offline means are claimed to be better by the majority of the audience for car insurance purposes while other people still dig into the advantages of getting a personal vehicle insured over the internet.
Let us find out which one is better.
The following listed are the points on the basis of which either of the means was graded, along with the supporting reasons:
Accuracy here refers to the exactness of the information supplied, numerically. The information on each and every aspect is proven to be more accurate in offline means than online means. It is because the online website or portal for car insurance is updated when only the offline institution receives the information. Moreover, some portals mislead customers by including their own service charges and commission. Hence, the clear winner is offline means.
Along with the information on pricing and services offered, paperwork details such as the terms and conditions are the points to be considered and play a key role in influencing the decision of an individual. Such details are better presented and provided by the offline means. Being offered as printed brochures, forms make it easy to read and adhere to. On the other hand, in online means, a digital file or photo is uploaded so that the viewers can adhere to such details. This occupies a lot of bandwidths, hence, is not economically feasible.
- Payment Mechanism
Both the means offer equally good payment mechanism. A slight edge in this aspect goes to the offline means, in which one can also pay in cash. Keeping the benefits of online payment in mind, this aspect paves the way for online means to be a better gateway for payments.
- Financial Benefit
Online mechanism proves to be more economical, as compared to offline means. One will not have to incur charges for transportation, fuel and such other costs associated. Moreover, a person can get specialized discount coupons, which further reduce the overhead cost of UCPB general insurance for a personal vehicle.
Both of the means are equally good. The ultimate decision relies on the consumer, whether he or she complies with the benefits and cons of using either of the means for adhering and opting for an insurance quote.
If a winner was to be provided, the conventional means would have been chosen. It is because this means is simply more reliable and people are familiar with the know-how of how to get his or her vehicle insured/ renew the expired insurance of a personal vehicle. However, this will change as more people and services are shifting to the internet means.